Uzbekistan’s Leading
Digital Ecosystem

We are building the infrastructure to unlock the country’s economic potential and improve the quality of life for people in all its regions

Over 15 million residents of Uzbekistan use Uzum's services every month

Ecosystem Services

We integrate e-commerce, fintech and banking services for individuals and SMEs. Our offerings include a marketplace, express delivery service, traditional and digital banking, BNPL services, a car purchase platform and an app for entrepreneurs. Together, we create a unique user experience for the people of Uzbekistan.

The first company in Uzbekistan, valued at over $1 billion
№1
ecosystem of digital products and services in Uzbekistan
40%
of Uzbekistan’s population uses our services
>11thsd.
employees, including top-tier IT specialists

Uzum Market

Marketplace with a wide selection and fast delivery across the country

>1million
SKU (stock keeping units)
>15thsd.
sellers
9out of 10
residents in the country know Uzum Market

We are developing our own logistics infrastructure throughout the country, creating new opportunities for entrepreneurs and private users

Uzum Tezkor

Fast delivery from cafes, restaurants and shops

>2,600
partner cafes, shops and restaurants
25
cities
Available in all regions of
Uzbekistan

We make advanced technologies and quality service available for 37 million residents of the country — even in remote areas and small towns of the country

We are digitalizing the financial sector of Uzbekistan by making online payments and banking services more accessible and convenient for all parties

Uzum Bank

The country’s leading digital bank.
Proprietary localized infrastructure for instant payment processing and fast card issuance

13%
share of Uzbekistan’s online payments market
$6.5billion
TPV (2023)
>1.5million
Uzum virtual cards powered by Visa
100%
digital bank with its own banking license

Uzum Nasiya

The country’s largest instalment payment service

$421million
in disbursements in 2024
40%
market share in BNPL in Uzbekistan
> 50%
orders on Uzum Market

Uzum Business

All-in-one platform for entrepreneurs that brings together all the services in our ecosystem.

Uzum Avto

A platform for buying and selling cars with an up-to-date listing database and instant online loan approval from partner banks in just 2 minutes. Around 300 partner dealerships across the country.

Learn more about services for entrepreneurs and private customers